Shamir Karkal is a pioneering entrepreneur and fintech innovator, best known as the co-founder of Simple, the original neobank that redefined digital banking. Under his leadership, Simple scaled rapidly before being acquired by BBVA in 2014, marking a watershed moment in the evolution of consumer finance.

Currently, Shamir serves as CEO and co-founder of Sila, a payments infrastructure-as-a-service platform that empowers developers to build financial applications with speed and compliance at the core. His work continues to shape the future of digital finance by bridging technology and regulatory frameworks.

As a Board Advisor to Anunnaki, Shamir brings deep insight into financial technology, compliance architecture, and digital transformation. His guidance helps Anunnaki stay at the forefront of innovation while upholding its commitment to integrity, trust, and long-term value creation for its clients.